Do you know the answers to these worker’s compensation inquiries?
1. Choose which of the insurance coverage firms down below was not an first point out fund?
a) GEICO (Federal government Employees Coverage Company)
b) Companies Insurance policies Group
c) Liberty Mutual
d) All of the previously mentioned were being funds of the condition
2. Which of these 4 states has the scheduled max rating surcharge?
a) Arkansas,
b) Indiana
c) Texas
d) West Virginia
3. From under, find which is not shown on the information and facts web site of a regular worker’s compensation policy.
a) Insurer’s address
b) Liability protection limitations of the employer
c) US states wherever protection is available
d) Insured’s ownership kind
4. If a hurt employee in the point out of Nevada was offered with work restrictions that
rule out the employee’s previous occupation, must the boss secure operate for him in
compliance with everlasting limits?
a) Yes, he need to. This employee is included less than the Americans with Disability Act.
b) Of course, he have to. This employee has a constitutional appropriate to come back again to his
previous occupation.
c) Sure, the manager have to give the worker a long lasting light-responsibility work.
d) No the manager may well refuse to offer a long lasting modified job.
5. An illegal worker in Tennessee suffered a get the job done-connected personal injury. Pursuing
notification from the worker’s lawyer, the boss fired the employee on the grounds
that there was no do the job essential. Is the worker legally permitted to file a assert in
regard to ‘wrongful termination’.
a) No, the employee may well not. In accordance to the letter of the law, this staff was
not allowed to work in the US in the initial area so there is no problem of ‘wrongful
termination’.
b) No, the worker may perhaps not. The point out of Tennessee has a appropriate-to-get the job done statute.
c) Yes, the employee may. Irrespective of status, staff have the authorized appropriate to file a
wrongful termination declare.
d) Of course, the employee might. Below the conditions of the Tennessee ruling, undocumented
personnel might file a ‘wrongful termination’ declare.
6. In the point out of Texas, is an insurance claim adjuster permitted to function as a roofing contractor as well?
a) Yes, he might. Texas has a suitable-to-operate statute that permits the employee to do so.
b) Yes, he might, if he has obtained suitable licensing.
c) Indeed, he may perhaps. Thanks process is a statutory proper that permits the adjuster to personal a
roofing license.
d) No, he may well not. Texas regulation bars coverage claim adjusters from getting roofing
contractor licenses.
Responses: 1 – d 2-b 3-a 4-d 5-c 6-d
